Hi, Maya
Today
MC
32%
Paid
Total debt
$47,832
↓ $2,168 this month
Debt-free Sep 2027 at minimums · Sep 2027 on your plan
High-impact move
Send an extra $340/mo to Credit Card
Apply $340 of the extra money we found to your Chase Visa. You'd save $4,200 in interest and finish 18 months sooner.
Health
74
/ 100
↑ +8 pts in 30 days
Avg. APR
10.6%
$1,248/mo in minimums
Connected accounts
Ally
Checking ****8821 · Synced 2h ago
$2,840.00
Your debts
Manage
Credit Card
$12,400
22.9% APR · 25% paid
Student Loan
$28,932
6.8% APR · 31% paid
Auto Loan
$6,500
4.2% APR · 65% paid
Next payday
4 days
· Friday, Apr 30
Expected deposit $3,120. Buffer: $50.
HomeDebtsLearnMe
Tuesday, Oct 27, 2026
Welcome back, Maya
You're on track. Next payday is Friday, Apr 30, 4 days out.
32%
Paid off
Total balance
$47,832
↓ $2,168 this monthAvg. APR weighted · 10.6% · $1,248/mo min
Health Score
74
/ 100
↑ +8 pts in 30 days
Debt-free by
At minimumsSep 2027
On your plan (+$200/mo)Sep 2027
High-impact move
Send an extra $340/mo to Credit Card
Apply $340 of the extra money we found to your Chase Visa. You'd save $4,200 in interest and finish 18 months sooner.
Total debt trend
Down $4,968 since Nov
NovDecJanFebMarApr
Upcoming payments
Next 14 days
Apr
24
Credit CardAI
Min + AI suggestion
$680
Apr
28
Student Loan
Nelnet · autopay
$412
May
02
Auto Loan
Ally · autopay
$268
May
08
Rent
Manual
$1,850
Connected accounts
Ally
Checking ****8821 · Synced 2h ago
$2,840.00
Your debts
3 active accounts · highest APR first
Manage debts
Credit Card
Chase Visa · ****4521
22.9% APR
25% paid · $4,100 of $16,500
$12,400
Student Loan
Nelnet · ****8834
6.8% APR
31% paid · $13,068 of $42,000
$28,932
Auto Loan
Ally · ****2109
4.2% APR
65% paid · $12,000 of $18,500
$6,500
This week's insights
Income
Paycheck of $3,120 lands Friday. Pre-allocate before discretionary spend.
Spending
Dining is 38% above your usual. Cap at $250 to stay on plan.
Goal
You’ve cut total debt 17% since October. Keep momentum.