A debt payoff accelerator

Debt-free in years,
not decades.

Pay down debt faster with clear, safe recommendations that keep you in control. The average Pro user trims eight months from their payoff timeline.

Finvy = Financial + savvy, smart money management.

The AI-recommended Debt Payoff Accelerator

No credit card requiredCancel anytimePlaid-secured

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8
Months trimmed
Average payoff acceleration on Pro
$2,400
Saved per year
Average interest avoided
3 min
Setup time
From signup to first recommendation
How it works

Three Simple Steps
to Start Eliminating Debt

No lengthy setup. No complicated spreadsheets. Finvy transforms your financial accounts into a personalized debt payoff strategy, all in the same session you sign up.

01

Connect Your Accounts

Securely connect your checking and credit accounts through Plaid, or enter your debts manually. Either way, you'll be up and running in just a few minutes.

02

Build Your Personalized Payoff Plan

Finvy analyzes your account balances, interest rates, and income schedule to identify safe opportunities to make extra debt payments, without disrupting your everyday finances.

03

Approve, Then Pay

When extra money is available, Finvy shows you exactly which debt to pay, how much, and when. Approve the recommendation with a single tap to record it in your plan, then make the payment with your lender. Finvy never moves your money.

Step-by-step guide

New to Finvy?
Watch the Beginner Walkthrough

A 7-minute tutorial that takes you through getting started with Finvy, one step at a time. Captions are built in, so you can follow along with the sound off.

Start Your 7-Day Free Trial

“Most apps give you advice. Finvy gives you the next move: which debt, how much, and when. One tap, one cleaner balance sheet at a time.”

Built for people who tried budgeting and it did not stick
Plans

Choose the Plan That's Right for You

Whether you're just getting started or ready to automate your journey to financial freedom, Finvy has a plan designed to meet you where you are. Every plan is built on the same proven debt payoff strategy. The difference is how much automation, guidance, and support you want along the way.

Finvy Basic
Freeforever
A simple, no-cost way to create your debt payoff plan and start building better financial habits.
Perfect for individuals who want to take control of their finances at their own pace.
  • Connect 1 account with Plaid: a bank account, card, or loan
  • Add as many debts as you like by hand
  • Snowball and Avalanche payoff plans with your debt-free date
  • Payment suggestions in the days before each payday
  • Your Financial Health Score
  • Finvy Coach: 5 AI messages a month
Start Your Free Plan
Most Popular
Finvy Pro
$9.99per month, after your 7-day free trial
Automate your debt payoff journey with personalized recommendations, intelligent insights, and secure payment approvals, all designed to help you eliminate debt faster.
Ideal for individuals and families who want to accelerate their path to financial freedom.
  • Everything in Basic, plus:
  • Connect unlimited accounts with Plaid
  • Balances and debts that update from every connected account
  • AI-Hybrid payoff strategy
  • Finvy Coach: 99 AI messages a month
Start Your 7-Day Free Trial
No credit card required. Cancel anytime.
Finvy Enterprise
Custompricing
Empower your employees with a financial wellness benefit that helps reduce financial stress, improve productivity, and support long-term financial health.
Designed for employers, organizations, and benefits teams.
  • Everything included in Finvy Pro
  • Single Sign-On (SSO) integration
  • Administrative dashboard
  • Employee engagement analytics and ROI reporting
  • Optional white-label branding
  • Dedicated Customer Success Manager
Contact Us for Enterprise Pricing

Your debt has a deadline now.

A 7-day free trial of the full Pro experience. See the math, feel the momentum, and decide.

Start Your 7-Day Free Trial

The AI-recommended Debt Payoff Accelerator